Retirement Planning
Wealth Shepard
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Wealth Shepard is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Mark Shepard Thomas
Founder
Your Journey to a Confident Retirement Starts Here
You probably didn’t grow up dreaming about financial planning. Neither did I. But somewhere along the way, you realize that life doesn’t wait—and money decisions matter more than we ever thought.
I’ve always found the financial world fascinating. It’s what led me to earn a degree in finance. But numbers alone didn’t spark my passion—it was people. I discovered I had a gift: taking complex financial ideas and making them simple, clear, and doable. That changed everything.
My journey really began with John—my first client and a lifelong friend. He wanted to start a college savings plan for his kids. Together, we made it happen. And in that moment, I saw how powerful financial clarity could be. It wasn’t just about money. It was about legacy, peace of mind, and freedom.
Then came the Great Recession of 2008.
I watched people lose their savings, their confidence, and in some cases, their hope. It hit hard. But it also opened my eyes. I knew there had to be a better way. A safer way. A smarter path forward.
Retirement once felt like a far-off dream for me too. Something you hope for but never really trust. So, I took matters into my own hands. I searched. I learned. I found a retirement solution that didn’t depend on Wall Street’s mood swings. A solution rooted in security and stability—no risk, no drama.
And I knew I had to share it.
Today, I help people just like you turn retirement into something real. No more sleepless nights worrying about the market. No more crossing fingers and hoping it all works out. Just a clear, confident plan built around your life and your goals.
This isn’t just financial planning. This is your future—on your terms.
Let’s build it together.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in June–July 2025
- There are no events scheduled during these dates.
Our Blog
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
